Legal
About this firm
Andreas Capital S.A. is a société anonyme registered with the Luxembourg Trade and Companies Register under number B43522, with its registered office at 25B, Boulevard Royal – 5th floor, L-2449 Luxembourg. Andreas Capital S.A. is an investment firm authorised in Luxembourg under the Law of 5 April 1993 on the financial sector, entered in the CSSF public register under number P00000180, and supervised by the Commission de Surveillance du Secteur Financier (CSSF), 283 route d’Arlon, L-2991 Luxembourg (www.cssf.lu). LEI: 2221002JJU0TFFYMH493.
Andreas Capital sends official email only from addresses on the @andreas-capital.com domain. We do not approach investors unsolicited and we do not offer savings products or products with a fixed return. If you are contacted in our name from any other email domain, or offered such a product, please contact us at info@andreas-capital.com before providing any information or funds. You can verify our authorisation at any time in the CSSF public register under number P00000180.
Information disclaimer
The information contained in this website is for general information purposes only. The information is provided by Andreas Capital S.A. and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.
In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.
Through this website you are able to link to other websites which are not under the control of Andreas Capital S.A. We have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.
Every effort is made to keep the website up and running smoothly. However, Andreas Capital S.A. takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.
Not investment advice
Andreas Capital S.A. provides investment advice and discretionary portfolio management to clients under a signed client agreement. Nothing on this website constitutes investment advice, a personal recommendation, or an offer or solicitation to buy or sell any financial instrument. Any views expressed are those of the author at the time of writing and do not take account of the objectives, financial situation or needs of any particular person. References to specific securities are provided to illustrate our investment approach and must not be read as a recommendation to buy, hold or sell them. The value of investments and the income from them can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable indicator of future results.
Sustainability policy (SFDR)
The position of ESG in the investment strategy of Andreas Capital S.A. (EU Regulation 2019/2088 "SFDR"):
At Andreas Capital we offer discretionary asset management mandates to our clients. In these mandates we select individual equities of companies listed and traded on stock exchanges in Europe and the United States. In our selection process we use ESG-risk factors among other variables to determine the quality and attractiveness of a listed company. Andreas Capital does not promote environmental or social characteristics within the meaning of Article 8 SFDR when selecting listed companies for client portfolios. Nor is the investment strategy of Andreas Capital specifically aimed at ‘green’ or ‘socially responsible investments’ (article 9 SFDR).
Incorporating ESG-risks in our selection process:
During our selection process for individual equities we use ESG-risk factors to assess and weigh the three domains Environmental (E), Social (S) and Governance (G). All three domains are scored by Bloomberg (independent financial data publisher) between 0 and 100 per company per industry sector. A score close to zero means high relative risk, a score close to 100 means low relative risk. The scores are updated annually. A score above 50 indicates that the company scores above average on that particular domain within its industry. As we wish to select only companies that are above average within their industry the aggregate score on all three domains needs to be higher than 150. Because we wish to eliminate those companies that score high on two domains but very poor on one domain, the minimum score for a single domain is 25.
We monitor the ESG-scores on a semi-annual basis. At the time of selection the ESG-criteria are met, but during the holding period in the client portfolios the score might deteriorate. If a company’s score falls below the above-mentioned minimums (<150 for aggregate score and/or <25 on one domain’s score) we will monitor the development of the score(s) to enable the company to improve its score. This monitoring period shall not exceed twelve months. Within these twelve months the position needs to be removed from the selection unless the scores improve back above the minimum.
Remuneration policy
Andreas Capital has established a remuneration policy that is consistent with the integration of sustainability risks in accordance with Article 5 of Regulation (EU) 2019/2088.
Sustainability risks, defined as environmental, social or governance events or conditions that may have a material negative impact on the value of investments, are considered as part of the Firm’s overall risk management framework.
The remuneration policy is designed to promote sound and effective risk management and does not encourage excessive risk-taking, including with respect to sustainability risks. Where relevant, the assessment of staff performance takes into account compliance with internal policies and procedures, including those relating to the identification, assessment and management of sustainability risks.
As an Article 6 financial market participant, Andreas Capital does not promote environmental or social characteristics nor pursue sustainable investment objectives. However, sustainability risks are integrated into investment decision-making processes where relevant.
Principal adverse impacts on sustainability factors (Article 4 SFDR)
Andreas Capital S.A. does not currently consider the principal adverse impacts of its investment decisions on sustainability factors within the meaning of Article 4(1)(b) SFDR. This position reflects the size of the firm, the nature and scale of its activities, and the availability and quality of the data required. Andreas Capital S.A. does not presently intend to consider these impacts, keeps this position under periodic review, and will update this statement should that position change.
Governing law
This website and these terms are governed by Luxembourg law. The courts of Luxembourg City have exclusive jurisdiction over any dispute arising from them. This website is not directed at persons in any jurisdiction where its publication or availability would be contrary to local law or regulation.
Last reviewed: 18 August 2026.
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